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Our Insurance
At the JOE MCCOLLUM AGENCY, we conduct business with several insurance carriers
so we can offer you the best coverage at the most competitive price.
Homeowners/Renters
Property Insurance protects the insured from property risks, such as damaged or destroyed residential property.
Coverage may include dwelling, other structures, personal property, loss of use, and other additional coverage to meet your needs.
Auto/Recreational Vehicles
Auto Insurance includes liability risk coverage in the event that you are at fault or have risk related to your own actions. As well as protection for physical damages to your own vehicle, medical payment coverage, and uninsured/underinsured motorists coverage.
Business
Commercial Property Insurance protects the insured from property risks, such as damaged or destroyed commercial property.
Coverage may include: commercial property, general liability, commercial auto, crime, workers' compensation
Farm/Agribusiness
Farm and home property insurance protects the insured from property risks, such as damaged or destroyed farm property.
Coverage may include:
Dwelling, farm outbuildings, grain bins, household personal property, loss of use, farm products and animals, machinery and equipment, farm liability
MPCI/Crop Hail
MPCI/crop hail protects farmers in the event that crops are damaged or destroyed.
Life Insurance
With life insurance, there are three different types of coverages:
Term - which expires after a certain timeframe.
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Whole Life - is a permanent policy that doesn't expire.
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UI Life Insurance - Which is a permanent policy that can also be used as a retirement plan
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